Blog Investment & Financial News
Fifteen Ways to Save Money Fast (Part 1)
There are infinite life changes that can help you save money, but here are a few of the easiest. These fifteen tips and tricks will help keep your wallet fat and happy. 1. Learn to Make Starbucks at Home Whether you learned the habit in college, from parents, or at the office, a warm morning…
Overcoming the Top Money Problems That Lead to Financial Regrets
Most people would love to have a do-over when it comes to how they have handled their money. A recent survey by Money-Rates cited by Personal Finance Cheat Sheet examined the average person’s financial regrets and fears. By making a conscious commitment to change financial habits and attitudes, it’s possible to overcome obstacles that get…
Retirement Planning When You Are Debt Heavy
Student loan debt isn’t just a problem for Millennials in their 20s and early 30s anymore. According to an article by CNBC, senior citizens are debt heavy as well. An analysis by TransUnion shows student loan debt 10 years ago accounted for about 13 percent of total debt carried by people in their 20s. Today,…
Retirement Planning Doesn’t Need To Be Scary
Retirement Planning is one of those things that everyone knows they should do, but many fall short in the taking action. This is usually because they simply don’t know where to start. That’s a reasonable concern, but it’s really just a matter of having a framework of understanding as to what comprehensive retirement planning entails.…
Why Do Women Trail Men in Retirement Planning?
It’s often said that women naturally put others first, which, admirable as it is, can become a problem in terms of their own financial future. A new study by the ING Retirement Research Institute shows that women, on average, are much less prepared for retirement than men. Fewer women have formal investment plans in place…
Spending that Nest Egg Wisely in Retirement
It’s difficult enough to plan and save right for retirement, given today’s topsy-turvy financial markets. What’s more, it can be a bit of a puzzle in those Golden Years to come up with the right withdrawal plan. The idea, of course, is to find that balance between spending down a portfolio while maintaining the right…
The Importance of Maxing out Contributions to Employer Sponsored Plan Accounts
According to the Employee Benefit Research Institute, only about 4 in 10 workers contributed to an employment-based retirement plan in 2011. This means that the other 60 percent of workers could be missing out on one of the most valuable retirement tools available to them. There are some significant benefits associated with contributing to such…
Generation X and Last-Minute Retirement Planning
Procrastination is rarely a good thing. When it comes to retirement planning, Generation X can’t afford to wait until the last minute. According to a recent Pew Charitable Trusts study and a PwC survey cited by Bankrate.com, Generation X is struggling to save for retirement. Moreover, experts say Generation X was hit hardest by the…
2024 3rd Quarter Investment Commentary