Financial Planning Large Purchase Planning

The Power of Financial Advice Helping You See All the Possibilities

When you're planning to make a big purchase—a car, a home, a new swimming pool—it's important to consider more than just the purchase itself. We look at taxes, your long-term goals, your budget, and even family dynamics to help you create a plan that really works for you and your family.

Before you sign on the dotted line, we'll help you make sure you have considered all your options.

  • New Home Puchase

  • Vehicle Purchase

  • Major Home Improvements

  • Vacation Home Purchase

  • Trips

  • Wedding

Resources & Links How to Plan for a Big Purchase

Large purchase planning is like making sure you look left and right before you cross the road. Use these links as you do your research.

Our Process Getting Started with Large Purchase Planning


We want to know you— your goals, concerns, dreams and values. During your initial meeting, we’ll spend time finding out who you are and what you want your money to do for you. We'll answer any questions you have and let you decide if we're the right firm for you.

Collaborative Review

We'll get to work creating a plan, and when it's finished, we'll schedule a follow up appointment where we will present the recommendations. We really value your input and will be happy to implement any changes you would like to see. 

Implementation Meeting

Once you are completely comfortable with the plan as presented, we’ll have you fill out paperwork to open any necessary accounts and assist in any transfers from other financial institutions. Over time, we'll stay as involved as you'd like us to be.

Working with Us Transparent, Upfront Pricing

Unlike most financial advisors, we believe in complete and total transparency when it comes to pricing. We also believe that you should only have to pay for the services you need. That's why we work hourly—no hidden fees or unexpected costs here. Plus, we're able to offer special pricing for families and non-profits.

How Much Does it Cost? Financial Planning Fees

LRIA typically charges a fixed fee and/or hourly fee for financial planning services. These fees are negotiable, but generally range from $250 to $2,000 on a fixed fee basis or from $50 to $300 on an hourly rate basis, depending upon the level and scope of the services and the professional rendering the services. If the client engages LRIA for additional investment advisory services, LRIA may offset all or a portion of its fees for those services based upon the amount paid for the financial planning and/or consulting services.

Administrative $50 / Hour
Para Planner $250 / Hour
Junior Advisor $250 / Hour
Senior Advisor $300 / Hour

All accounts require a $500 down payment.

These services may be included in our ongoing wealth management services. Click here for pricing.