Financial Planning Comprehensive Planning
What Makes Us Different? A Focus On Your Goals & Priorities
Nearly everybody could benefit from time with a trusted financial planner, but many people don't want a long-term commitment with an advisor. We believe in the power of advice and that you shouldn't have to pay us to manage all your money just to get on the right track. If you are looking for advice but aren't sure if you want to manage the investments on your own, our fee-only financial planners are here to help you make sense of your finances.
Get the Facts Your Questions, Answered
When you are going through a big life change, like retirement, you can’t afford to miss anything. Even small mistakes can have large consequences, and that's why you need an expert on your side to consider all possibilities before you chart your course to the future.
Even if you are already working with a financial consultant, our advisors may help uncover planning strategies that can help you take your finances to the next level. It never hurts to have an authentic fiduciary look under the hood to head you in the right direction.
We might be a bit biased, but the best time to start making a plan is NOW. You may be young and have lots of time, in which case small nudges and adjustments to strategy can significantly impact your future. You may be ready to retire, where it is more important than ever to have an expert looking over your shoulder to help guide you through your decision. We believe that any time of transition or change offers the most significant opportunity to make a meaningful impact.
We can help with that. Often, we find ourselves unpacking the things accumulated over our lifetime. It is rarely perfect, but there is always something to unpack and put to work. We help organize and work with you to develop a strategy to use where you are now to get to where you want to be.
Our Process Getting Started with Comprehensive Financial Planning
Working with Us Transparent, Upfront Pricing
Unlike most financial advisors, we believe in complete and total transparency when it comes to pricing. We also believe that you should only have to pay for the services you need. That's why we work hourly—no hidden fees or unexpected costs here. Plus, we're able to offer special pricing for families and non-profits.
How Much Does it Cost? Financial Planning Fees
LRIA typically charges a fixed fee and/or hourly fee for financial planning services. These fees are negotiable, but generally range from $250 to $2,000 on a fixed fee basis or from $50 to $300 on an hourly rate basis, depending upon the level and scope of the services and the professional rendering the services. If the client engages LRIA for additional investment advisory services, LRIA may offset all or a portion of its fees for those services based upon the amount paid for the financial planning and/or consulting services.
|Administrative||$50 / Hour|
|Para Planner||$250 / Hour|
|Junior Advisor||$250 / Hour|
|Senior Advisor||$300 / Hour|
All accounts require a $500 down payment.