Full Service Ongoing Wealth Management

Our Philosophy Your Success is Our Success

As your partner in wealth management, we guide financial decisions designed to keep you and your family on the best path forward. With our strong ethical standards, transparent pricing, and a no-frills approach to business, we're all about helping you make the most of your money while protecting what matters most. We specialize in working with multi-generational clients.  Over 30% of our clients (333 households out of 950 households) are part of a family group. 

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Looking to the Future A Comprehensive Approach

The goal of both financial planning and wealth management is to help you create a better financial future for yourself and your family. The difference is that wealth management takes a more comprehensive and delegated approach. 

Liquidity

Helping you handle surprises that life brings, so you're not forced to sell to come up with your income. 

Income

Managing capital for income, determining how many years of income to keep in lower-risk investments.

Growth

Managing capital to replace spending and protecting wealth for the next generation.

With over 50 years of combined investment experience and over $700 million in assets under management, our team stands ready to partner with you.

  • Comprehensive Planning

  • Retirement Planning

  • Home Purchase Planning

  • Large Purchase Planning

  • Investment Management

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We Are:

  • Tax Focused

    We stay up-to-date on the latest tax laws and regulations, so you don't have to worry about an unexpected tax burden. 

  • Licensed & Certified

    Our financial advisors are board certified financial planners with years of training and decades of experience in wealth management. 

  • Collaborative

    We have a diverse team of financial planners on our team, and we never hesitate to bring in specialists to collaborate if it's in your best interest. 

  • At Your Service

    Reach out to your advisor at any time to update them on changes to your life, family, goals, or finances.

Our Process Getting Started with Wealth Management

Discovery

We want to know you— your goals, concerns, dreams and values. During your initial meeting, we’ll spend time finding out who you are and what you want your money to do for you. We'll answer any questions you have and let you decide if we're the right firm for you.

Collaborative Review

We'll get to work creating a plan, and when it's finished, we'll schedule a follow up appointment where we will present the recommendations. We really value your input and will be happy to implement any changes you would like to see. 

Implementation Meeting

Once you are completely comfortable with the plan as presented, we’ll have you fill out paperwork to open any necessary accounts and assist in any transfers from other financial institutions. Over time, we'll stay as involved as you'd like us to be.

Working with Us Transparent, Upfront Pricing

Unlike most financial advisors, we believe in complete and total transparency when it comes to pricing. You won't find any hidden fees or unexpected costs here. Plus, we're able to offer special pricing for families and non-profits.

See Our FEE SCHEDULE

Our Fee Schedule Investment Management Fees

LRIA provides investment management services for an annual fee based upon a percentage of the market value of the assets being managed by LRIA. LRIA’s annual fee is exclusive of, and in addition to brokerage commissions, transaction fees, and other related costs and expenses which are incurred by the client. LRIA does not, however, receive any portion of these commissions, fees, and costs. LRIA’s annual fee is prorated and charged quarterly, in advance, based upon the market value of the assets being managed by LRIA on the last day of the previous quarter. The annual fee is generally based on the following fee schedule:
$0 - $249,999 1.00%
$250,000 - $999,999 0.85%
$1,000,000 - $2,999,999 0.70%
$3,000,000 - $4,999,999 0.50%
$5,000,000 - $9,999,999 0.30%
$10,000,000 and above Negotiable