Blog Investment & Financial News
New Changes to Web-Portal Password Requirements
We are committed to protecting your personal and financial data. We have robust software security systems in place and test them regularly. Whenever possible, we use multi-factor authentication (or two-factor authentication). Multi-factor authentication is just as important as having a strong and secure password. In addition to multi-factor authentication, we have specific policies and procedures…
Yield of Dreams: Total Returns vs. Income Investing
When thinking about income in retirement, many investors embrace the adage “never tap growth or touch the principal.” However, generating an acceptable income solely from interest and dividends requires a sizeable portfolio, and isn’t practical, realistic or necessary for many investors. Interest and dividends only: In this approach, you rely on investment income only, without…
Extra! Extra! Key Financial Data is in
The new year is under way! With that brings changes on limits and rules for the new tax year. While most are still getting ready to file for tax year 2019, we want to offer clients the opportunity to get a copy of the new tax rules and limits for 2020. Stay ahead of the…
December Market Commentary
Hindsight is 20/20. Foresight Isn’t. The year 2019 served up many examples of the unpredictability of markets. Interest rates that US policy makers expected to rise fell instead. American consumers’ confidence weakened as the year began[i], and news headlines broadcast fears of an economic slowdown. Investors who moved onto the sidelines may have missed the gains…
Leonard Rickey Investment Advisors: 3rd Quarter Commentary
Market Summary Similar investment themes from the second quarter continued into the third, producing volatile trading but overall little movement in asset prices. These themes included the ongoing U.S.-China trade conflict, slowing global growth, an inverted yield curve, the lowering of interest rates by Central Banks around the world, and ongoing political uncertainties, including Brexit…
Equifax Data Breach Update: Make a claim today
Two years ago, one of the big four credit reporting agencies, Equifax, announced it experienced a security breach. The breach resulted in criminals accessing personal information of approximately 147 million Americans between May and July of 2017. The compromised data included names, addresses, Social Security Numbers, and dates of birth. In some instances, driver’s license…
Investing through Market Volatility
Bouts of market volatility are an unnerving, but normal, feature of long-term investing. They’re not fun, but you can expect to see market declines periodically throughout your investing career. You often hear that investors shouldn’t pay attention to the markets’ day-to-day movements. But it’s sometimes impossible to avoid—like when stocks fall 3% in a day.…
2019 4th Quarter Commentary
Market Summary Investor concerns around the trajectory of global growth, trade and monetary policy improved throughout 2019, leading to strong equity returns for the quarter and for the all of 2019. After steep declines in December 2018, the S&P 500 TR Index rose 9% during the quarter and 31.5% for all of 2019[1]. The gains…