Blog Behavioral Finance

Happiness matrix

Does Having More Money Equate to More Happiness?

By Matt Hargreaves / June 8, 2022 / Comments Off on Does Having More Money Equate to More Happiness?

The relationship between happiness and money is complicated. Just consider this sampling of the myriad studies that explore the link between the dollars we earn and the happiness we feel. A study from the 1970s by Philip Brickman, Dan Coates and Ronnie Janoff-Bulman for the Journal of Personality and Social Psychology even found that lottery…

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How the 2020 election may impact your financial life

By Matt Hargreaves / October 9, 2020 / Comments Off on How the 2020 election may impact your financial life

2020 election Election scenario planning plays a role in macroeconomic analysis and financial planning, particularly in recent years as tax policies have changed and governments have increasingly intervened in the financial markets during times of crisis. We focus primarily on a few of the market and economic impacts of the election. But our evaluation is…

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Election Season v. The Stock Market

By Matt Hargreaves / September 2, 2020 / Comments Off on Election Season v. The Stock Market

Election season can be a challenging time for investors to maintain a long-term perspective, given the strong emotions often evoked by politics. Campaign rhetoric tends to amplify negative and divisive issues. In particular, this election is unprecedented in modern times — marked by the combination of a deadly pandemic, a severe economic recession, widespread civil…

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Yield of Dreams: Total Returns vs. Income Investing

By Matt Hargreaves / February 12, 2020 / Comments Off on Yield of Dreams: Total Returns vs. Income Investing

When thinking about income in retirement, many investors embrace the adage “never tap growth or touch the principal.” However, generating an acceptable income solely from interest and dividends requires a sizeable portfolio, and isn’t practical, realistic or necessary for many investors. Interest and dividends only: In this approach, you rely on investment income only, without…

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Not your Grandma’s Dow

By Matt Hargreaves / March 25, 2019 / Comments Off on Not your Grandma’s Dow

Not Your Grandma’s Dow A quick online search for “Dow rallies 500 points” yields a cascade of news stories with similar titles, as does a similar search for “Dow drops 500 points.” These types of headlines may make little sense to some investors, given that a “point” for the Dow and what it means to…

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Train for Your Financial Success

By Michelle / August 17, 2016 / Comments Off on Train for Your Financial Success

The 2016 Summer Olympic Games conclude this week in Brazil. Whether or not the athletes walked away with a medal, just getting to the Olympics takes years of hard work and something that’s been called the “Olympic Mind Set”. This mindset includes embracing healthy living, seeking success, and believing in themselves. It also includes a…

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Fifteen Ways to Save Money Fast (Part 1)

By Ben Rickey / February 5, 2015 / Comments Off on Fifteen Ways to Save Money Fast (Part 1)

There are infinite life changes that can help you save money, but here are a few of the easiest. These fifteen tips and tricks will help keep your wallet fat and happy. 1. Learn to Make Starbucks at Home Whether you learned the habit in college, from parents, or at the office, a warm morning…

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Overcoming the Top Money Problems That Lead to Financial Regrets

By Ben Rickey / February 5, 2015 / Comments Off on Overcoming the Top Money Problems That Lead to Financial Regrets

Most people would love to have a do-over when it comes to how they have handled their money. A recent survey by Money-Rates cited by Personal Finance Cheat Sheet examined the average person’s financial regrets and fears. By making a conscious commitment to change financial habits and attitudes, it’s possible to overcome obstacles that get…

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Millennials and Their Money: 3 Tips for Overcoming Investing Fears

By Ben Rickey / October 23, 2014 / Comments Off on Millennials and Their Money: 3 Tips for Overcoming Investing Fears

When it comes to Millennials—Americans ages 18 to 29—and their money, most have a sinking feeling that investing in the stock market is like boarding the Titanic. According to a recent Bankrate.com study cited by a recent The Street article, younger people prefer cash or cash equivalent investments. How can a young person get over…

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Three Resolutions You Should Keep This Year

By Michelle / January 14, 2014 /

Making—and breaking—New Year’s Resolutions is a time honored tradition every January. We’ve all made them and we all know how depressing it can feel to hit February and realize we are never going to learn Mandarin, take a spin class or finish our 6-year-old’s baby book. Research shows almost 90% of resolutions will fail by…

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