Blog Investment & Financial News
Don’t Destroy Your Rollover
When a person has company stock inside of their retirement plan that has significant appreciation, they need to understand the effect of Net Unrealized Appreciation. Simply put, Net Unrealized Appreciation, or NUA, is the difference between the basis, or what you paid for it, and the market value of those shares held in a tax…
Why Your Financial Planner Should Be A CFP®
We’ve all heard the phrase, “people are like snowflakes, all unique in their own special way.” This is true as each of us has different challenges and goals. As a result of our individuality, it’s imperative the advice we receive be personalized to our unique needs. This is especially true for the financial advice we…
Avoid Life’s Rainstorms with an Umbrella Policy
Being caught in the rain is never fun. I grew up in Aberdeen, Washington where it rains over 80 inches a year, and I spent the majority of my adolescents with the bottom of my jeans soaking wet. I never understood how Gene Kelly could be so happy singing and dancing in the rain. Nevertheless,…
Three Resolutions You Should Keep This Year
Making—and breaking—New Year’s Resolutions is a time honored tradition every January. We’ve all made them and we all know how depressing it can feel to hit February and realize we are never going to learn Mandarin, take a spin class or finish our 6-year-old’s baby book. Research shows almost 90% of resolutions will fail by…
2015 Financial Resolutions
This time of year, a lot of us start making New Year’s resolutions. We want to get in shape, quit smoking, spend more time with our families, etc. As 2015 quickly approaches, it’s important to consider making resolutions that will keep you financially fit as well. Here are a few resolutions to help you kick…
Choosing the Right Attorney
We’ve all heard them before, the quick witted and hilarious lawyer quip. I remember graduating from law school and receiving an email from my proud father with a large attachment containing a list of these entertaining jabs. I never felt so loved. Notwithstanding how much truth may or may not exist within these oft quoted…
The Bad Doughnut – Medicare Part D’s “Doughnut Hole”
I love doughnuts! My favorite is the Maple Bar, but if you gave me an Apple Fritter I wouldn’t complain. In my opinion the doughnut is the perfect pastry; soft, sugary, and delicious. Unfortunately, the Federal Government and Medicare Part D have taken the doughnut, or the “doughnut hole,” and made it something it’s not,…
2025 3rd Quarter Investment Commentary