Blog Investment Management
When thinking about income in retirement, many investors embrace the adage “never tap growth or touch the principal.” However, generating an acceptable income solely from interest and dividends requires a sizeable portfolio, and isn’t practical, realistic or necessary for many investors. Interest and dividends only: In this approach, you rely on investment income only, without…
Read MoreBouts of market volatility are an unnerving, but normal, feature of long-term investing. They’re not fun, but you can expect to see market declines periodically throughout your investing career. You often hear that investors shouldn’t pay attention to the markets’ day-to-day movements. But it’s sometimes impossible to avoid—like when stocks fall 3% in a day.…
Read MoreGlobal trade tensions have been elevated since early 2018. Much of the focus has centered on a tit-for-tat exchange of retaliatory tariffs between the U.S. and China, but trade restrictions with North American and European allies are also a factor. The trade tension between China and the U.S. is bigger than just trade, which makes…
Read More1st Quarter 2019 Commentary Leonard Rickey Investment Advisors Market Summary After one of the worst quarters in a decade, stocks shrugged off many of the uncertainties surrounding interest rates, trade wars and slowing global growth to have one of the best quarters in a decade. U.S. stocks, as measured by the S&P 500 TR Index,…
Read MoreSustainable Investing Sustainable investing is no longer a niche investment approach. Growth has rapidly increased over the last 20 years (see graph at right)[1]. In a 2015 survey, the Morgan Stanley Institute of Sustainable Investing found that 71% of individual investors are interested in sustainable investing[2]. Sustainable investing seeks to provide strategies, products and solutions…
Read More4th Quarter 2018 Commentary Leonard Rickey Investment Advisors Market Summary After reaching all-time highs in late September, the S&P 500 fell nearly 20% in three months, including more than 7% in one week, and finished the year down for the first time since 2008. If the S&P 500 had ended the month where it closed…
Read MoreWe posted five scary charts on Halloween (see here) and wanted to post five charts we are thankful for on Thanksgiving. 1) Higher Interest Rates Higher interest rates was on our list of scary charts as well. It goes to show how financial data, and statistics in general, can be construed positively or negatively…
Read MoreMarket Corrections One of the most noteworthy elements of the current bull market has been its remarkable consistency. Currently in its ninth year, this advance has been marked by extremely low volatility with very few selloffs. Still, history tells us that bull markets eventually give way to selling pressure, either temporary corrections or more damaging…
Read MoreCapital Gains – FAQs What is a capital gain? A capital gain is the profit when you sell a capital asset, such as stocks, bonds, mutual funds or property. The profit is your gain over the original price you paid and you must pay tax on that gain. For example, if a stock is bought…
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2019 2nd Quarter Commentary
Market Summary U.S. stocks, as measured by the S&P 500 TR Index, got off to their best start since 1997 and reached new all-time highs. During the quarter the S&P 500 gained 4.3% which included a 6.4% drop in May and then a 7% bounce in June. This year’s 18.5% first half gain came…
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