Our Process

We are in the business of helping our clients meet all their financial challenges. We do this by using a total wealth management approach. Each area is important individually, but managing them all collectively is one of the most important considerations in your overall financial success.

Our approach can help you invest conservatively, reduce your exposure to taxes and meet your insurance needs, and it provides a plan to transfer your wealth to your children and grandchildren.

We want to know you— your goals, concerns, dreams and values. During your initial meeting, we’ll spend time finding out who you are and what you want your money to do for you. In return, we’ll explain our mission and philosophy. We may ask you to fill out an initial client questionnaire with basic information, such as birth dates and age. Our fees will be disclosed and we’ll let you decide if we are the right firm for your future.
Once we are confident we understand your unique situation, we get right to work. We may ask you to send in financial documents (bank statements, tax returns, 401k statements, etc.) to assist us as we put together a customized plan just for you. Our philosophy is that financial planning is a holistic endeavor so we don’t just look at one aspect of your life; we analyze taxes, retirement plans, estate issues, education funding, investment needs, risk tolerance and more.
When the plan is complete (typically within 1-2 weeks), we’ll schedule a follow up appointment where we will present the recommendations and get feedback. This is where we truly value your input. Any changes you would like to see can be adjusted.
Once you are completely comfortable with the plan as presented, we’ll have you fill out paperwork to open any necessary accounts and assist in any transfers from other financial institutions.
We understand that once accounts are opened and money transferred, some financial institutions may call it a day. Not us. Your situation and goals change over the years and we will be here to keep your plan updated. At least once a year, we would like to meet with you to get updates on your life and family. We are also always available any time if you have questions or need to make updates to your plan.